Heart Like a Dog

The Good, the Bad, and the Oh My God of living with dogs!

Day Twenty Four – Homeland Security Issues Public Notice

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The Department of Homeland Security issued a notice yesterday regarding insulated beverage containers.  Apparently they “got wind” of a possible threat that would involve concealment of explosives in thermos. 

This got me thinking; a while back I remember hearing that Osama Bin Laden had said that his Al Qaeda organization didn’t have to continue to attack the United States, that his goal was to bankrupt us and I think he is on the right track.

Seriously,  have someone sneak some liquid explosives in a bottle onto a plane and viola we cannot bring anything larger than 3 ounces on board.  Get one person to stick a piece of plastic up this butt and now we have x-ray machines and body scans at the airport. The plan is simplistic but very effective, slowly but surely they will make our lives miserable.  Wait until they think of the next thing, you will have to submit yourself for a strip search, body cavity probe and GOD knows what else. 

Really there is no need for any large-scale attack, the simplest ideas appear to be the most effective.

Day Twenty Three – Ready for a five day weekend.

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I am home for the next five days!  I am so excited to be off of work and to finally have a little time to myself to relax.  My work gives us tomorrow off, and I took Monday and Tuesday as vacation days.  Since my daughter is home on leave and is leaving on Monday it works out just perfectly.

I have been busy this whole year and this is the first time that I can sit down and think that I don’t have to be somewhere or preparing to do something.  I hope to feel refreshed and ready to tackle some issues tomorrow but for right now, I have to sign off.  Peace out.

Day Twenty Two – Are our banks corrupt?

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Imagine traveling to your vacation home and finding that your locks had been changed and your belongings removed.  Think it couldn’t happen, think again.  That is exactly what happened to Mimi Ash when she visited her mountain retreat in Truckee, California.  They took all of her belongings including her pictures and her husband’s ashes.  Could this be the work or robbers? In a sense yes; the culprit in this instance was her mortgage holder, Bank of America.

Scenarios like these are happening all over the country, in some instances the consumer is behind in their payments and the banks illegally foreclose, but there have been instances when the property has been paid in full and the bank has still gone in, changed the locks, removed belongings and shut off electricity.

According to the National Association of Consumer Advocates “Every day, smaller wrongs happen to people trying to save their homes: being charged the wrong amount of money, being wrongly denied a loan modification, being asked to hand over documents four or five times.”  I know this for a fact, because it has happened to me.  We were denied a loan modification by Chase Bank.  I have all of the documentation and I plan on writing a book about my experiences.

The gist of it is that the banks earn an enormous amount of profit by loaning money and they want to have “bad” loans so they can off-set the money they earned.  In my opinion most of the banks out there are not much better than a petty thief that picks your pocket on the street.   The bailout of 2 years ago established that while some of these banks were crying “poor mouth”  they took the TARP money and used it to pay bonuses to a lot of executives who make enormous salaries to begin with. And yes, you can argue that they have no responsiblity to help you with your finances, but the bottom line is they have a responsibility to be human beings.

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